Your Trusted Partner for Home Loan
Empowering individuals and families to achieve their dream of home ownership with confidence and ease.
Fixed Rate Mortgages
Lock in your rate for the entire loan term with predictable monthly payments
Adjustable Rate Loans
Start with lower rates that may adjust over time based on market conditions
First-Time Buyer Programs
Special rates and lower down payments for those buying their first home
Refinancing Options
Lower your monthly payments or cash out equity with our refinancing solutions
Trusted by Top Banking Partners
Don't Leave Lakhs on the Table
A mere 0.5% difference in interest rate can save you enough to fund a child's education. Don't settle for the first offer.
*Self-illustrative example based on current market dynamics. Savings predicated on a ₹50L loan @ 7.10% vs 8.50%. Actual rates depend on individual eligibility, credit score, and lender policies.
EMI Calculator
Calculate your Equated Monthly Installment (EMI) for any loan amount, interest rate, and tenure.
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Your Shield Against
Loan Miscommitments
The loan industry is riddled with false promises and hidden fine print. OwnNest was built to eliminate these risks and protect your financial future.
No Hidden Charges
Agents often hide govt charges components or GST. We disclose EVERY rupee upfront, including lender-specific administrative costs.
Zero Agent Bias
Most agents push banks that pay the highest commission. Our algorithm is 100% automated and sorts purely by the lowest interest rate for you.
Miscommitment Protection
We verify 'lock-in' periods and prepayment clauses that agents might gloss over, preventing you from getting trapped in expensive loans.
No Document Misuse
Your files go directly to the bank's secure portal via our encrypted bridge. No middlemen handling your sensitive identity documents.
Don't fall for "Zero Govt Charges" traps.
Banks often compensate for zero fees by increasing the interest rate spread. Our Comparison Engine uncovers the Effective Annual Cost of every loan, so you're never misled.
Latest News
Stay updated with the latest developments in the home loan industry, market trends, and policy changes.
RBI Holds Repo Rate Steady Amid Home Loan Demand Surge
The Reserve Bank of India has decided to maintain the repo rate at 6.5%, offering relief to prospective homebuyers. Experts say this move could keep home loan EMIs stable in the near future.
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First-Time Buyers Turn to Fixed Rate Mortgages Amid Market Volatility
A growing number of first-time homebuyers are choosing fixed interest rate options to lock in their EMIs, avoiding future uncertainty as inflation pressures continue.
Government Launches Subsidy Scheme for Low-Income Home Loan Borrowers
In a bid to promote affordable housing, the central government announced a new subsidy scheme providing interest rate reductions for borrowers with annual income below ₹6 lakh.
Ready to Find Your Perfect Home Loan?
Let our experts help you navigate the home loan market and find the best deal for your needs.