How OwnNest Works
Get your home loan eligibility checked across 15+ banks in under 3 minutes. No paperwork, no hassle—just results.
Enter Your Details
Fill in your income, CIBIL score, property details, and loan requirements in our simple 3-step form. Takes less than 3 minutes.
Get Instant Preview
Our RBI-aligned algorithm instantly calculates your eligibility across 15+ banks and shows you a quick summary—completely free.
Get Full Report
Access the detailed comparison report with interest rates, EMIs, and govt charges & others for each bank.
Connect with Banks
Choose your preferred bank from the report. We'll share your profile with them directly, and they'll contact you to complete the loan process.
Why Choose OwnNest?
We've built the platform with your convenience and security in mind.
Save Time
No need to visit multiple banks or fill out endless forms.
100% Secure
Your data is encrypted with 256-bit SSL and never sold to third parties.
Best Rates
Compare offers from 15+ banks to find the lowest interest rate.
Transparent
No hidden fees. Eligibility check and detailed report access are currently free.
Common Questions
Is the detailed report free right now?
Yes. We are currently not charging for the detailed report.
Do I have to pay anything to the banks?
No. OwnNest is currently not charging for the eligibility report. Any fees charged by the bank (govt charges, etc.) are separate and will be communicated by the bank directly.
How accurate is the eligibility check?
Our algorithms are aligned with RBI guidelines and use the same formulas banks use internally. However, final approval is at the bank's discretion based on their internal policies.