Privacy Policy
Last updated: January 29, 2026
Our Commitment
At OwnNest, we understand that your financial data is deeply personal. Our platform is designed as a secure gateway for your home loan journey, adhering to strict data security standards and RBI-aligned financial guidelines. We operate with 100% transparency—no hidden motives, just pure financial logic to help you save.
Enterprise Security
256-bit AES SSL encryption protects every data transfer.
Data Minimization
We only collect what is strictly necessary for your eligibility check.
1Information We Collect
To provide accurate loan eligibility results, we collect the following types of information:
- Identity Information: Name, age, and contact details to verify your profile.
- Financial Details: Monthly income, existing EMI obligations, and employment type.
- Credit History: Provided CIBIL scores to match you with appropriate banking products.
- Property Details: Agreement costs and locations to calculate Loan-to-Value (LTV) ratios.
2How We Use Your Data
The data we collect is processed through our "RBI-Aligned" calculation engines for the sole purpose of:
- Calculating your maximum loan eligibility across multiple banks.
- Providing customized interest rates and EMI breakdowns.
- Anonymizing data for platform optimization and loan market trends.
- Facilitating direct communication with partner banks upon your explicit request.
3Disclosure to Third Parties
We respect your privacy. OwnNest never sells your lead data to random third-party telemarketers. We only disclose your information to:
"Individual data is shared only with the specific banks identified in your eligibility report, and only after you pay the report fee and provide explicit consent to be contacted for the final loan processing."
4Security Protocols
We employ enterprise-grade security to keep your information safe:
- SSL Encryption: All data transmitted between your device and our servers is encrypted using 256-bit Secure Socket Layer (SSL) technology.
- Strict Access Controls: Access to sensitive data is limited to authorized personnel only.
- Regular Audits: Continuous monitoring of our systems to identify and mitigate potential security threats.
5Your Rights
You have the right to access, update, or request deletion of your data at any time. Simply contact our support team at support@ownnest.in and we will process your request within 48 business hours.